Worker's Comp Insurance In Nanny Share Situation When Care NOT At Your House?

Hi there, 

I'm trying to understand what requirements my husband and I have regarding purchasing worker's comp insurance since we will be entering a nanny share with another family but the care of our children will take place at their house (which they own and have worker's comp insurance through). Did you go through this with any families you nanny shared with? What worker's comp insurance vendors do you recommend if this is something you pursued?

Thank you in advance for any additional information you can offer!

Parent Replies

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Yes, this was our situation. The other family held the workers' comp policy through their insurance, and we contributed to the cost since we were joint employers of our nanny. I think they just got a referral from their primary home insurance company (which did not offer it).