Fire Insurance
Parent Q&A
Archived Q&A and Reviews
Questions
Need Fire Area Homeowners Insurance Coverage
March 2014
I own a home in the ''fire'' area of Montclair. I currently have home and auto insurance with Traveler's and before that I was covered with Chubb but switched because Traveler's was cheaper. I need to get auto insurance for my soon-to-be licensed teenaged driver and the quote was over $3000 just for the additional car including the multi-policy discounts and good student discount. I've tried to find other carriers for homeowners as I know it is usually cheaper to bundle all the insurance policies together but I think I am stuck with either Traveler's or Chubb. Does anyone else have a carrier who will write a homeowner's policy in the ''fire'' area of the hills? Thanks in advance for any suggestions on how to lower my insurance premiums.
Don't want to be burned
I can VERY HIGHLY recommend Jared Norton with AAA. I know him personally and he has helped several people that I work with! Here is some info about Jared: Jared Norton is an insurance agent who has lots of experience getting high fire risk properties approved. Jared has over 14 years of experience in the industry and can also talk to you about ways to mitigate the costs of insuring a younger driver and discuss all the available discounts. He will really listen to you and your needs and will work with you to create an insurance policy that provides an excellent value. He was also in claims for over 10 years will be there to help you when you need him. His contact info: Jared Norton
Fire & Casualty Insurance Agent
AAA Northern California, Nevada & Utah
Phone: (650) 301-1384
Mobile: (650) 735-1384
How do I pick Fire Insurance?
Feb 2005
I am in the process of purchasing my first home, and my home loan officer suggested I start shopping around for Fire Insurance, but I have no idea where to start. Does anyone have suggestions on how to go about the process of looking for Fire Insurance? I understand it is easy to access quotes from different insurance agencies when it comes to car or homeowner's insurance, but when I search for Fire Insurance through Google, barely any advice or quotes are available. Can anyone recommend me a person or company where I can ask questions to gain a better perspective of what is good fire insurance coverage, as opposed to bad? I would greatly appreciate any information you could provide. Thanks. Jeffrey
When you say Fire Insurance, you probably mean homeowners insurance (which covers more risks than just fire). I would talk to an insurance broker, who can give you an idea of what kind of coverage you need and can get you quotes from several companies. David Shaffer in Lafayette is good. Then you can contact companies like CSAA that don't use brokers to compare quotes. I would recommend getting guaranteed replacement or extended replacement policy, with building code upgrade coverage. Dr