Tips for researching and getting family health insurance?
Around mid-year 2019 we may need to find a family health insurance plan on our own, either by choice or not. I’m starting that project by researching what the options are and how to go about it. I don’t expect it to be easy nor inexpensive. We are a family of four, two kids, two adults. Like most humans, we have preexisting conditions, and we have one medication that’s expensive and will have to be covered (IME that may require a persistent effort from our doctor, but they’ve done that before on our behalf). We currently have Anthem Blue Cross, which we’ve been surprisingly happy with.
I’d love to hear if any of you have been through this process or have any recommendations about what to look for, how to look and where to look. Of course, our ideal is to maintain access to the same organizations and doctors as now, ones we’ve had for many years. I’m willing to explore every single option out there.
We’re going into this with eyes wide open knowing the current state of the health insurance system in the US is messed up! And it will be expensive! But it is what it is, as they say. I only wish, in whatever way, access to health insurance was completely separate from career paths and journeys.