Switching to Covered California
I am getting ready to leave my job sometime in the next couple of months, which means losing my employer sponsored healthcare for my family. I am confused by the Covered California website, and wondered if anyone has recently been through this transition. Is a voluntary separation from employment a covered life event? Do I have to buy COBRA for some period of time? (perhaps as a bridge?) How long does it take to have your application approved? (website says up to 45 days, which seems like a long time to go without insurance!) Are there more local (Berkeley to Pinole) dentists available through the DHMO or DPPO? Thanks for any thoughts.