A lawyer/financial planner for our will/trust
My husband and I are in the process of adopting a sweet (now ten month old) baby through foster care. We need some help with our will. Maybe we need a trust -- I don't know. We want to designate my niece and her partner as his guardians should something happen to us. If they became his guardians/parents when he was still young, we would want to leave a large portion of our assets to go to them to use in raising him. But if, say, we perished when he was 17, we'd want to leave most of our assets to him. Further, we're interested in setting up a college fund and also a separate investment fund for big life events like starting a business or buying a house, but maybe it should be restricted to retirement? These are our questions. It seems like there is probably a formula in place, especially for the guardian question, and what portion of assets would go them versus him, at what age. We're not talking millions here, but a house, savings, insurance, pension. Can a lawyer do this for us? We live in Berkeley and would appreciate suggestions for someone who can walk us through it, preferably not too far away.