Keeping health insurance when we really need it!
Hello, we have just learned that my spouse has a terminal illness. Even as we struggle to absorb this devastating news, we are worrying about how to make sure we can maintain health insurance coverage for what's to come. Currently, we are each covered by our own employers. However, my insurance coverage is better and we are concerned my spouse's employer will lay him off when they find out he is ill (based on who they tend to lay off). My open enrollment period is coming up. Seeking any advice on Do's and Don'ts. What's the deal with pre-existing conditions? Universal health care would be ideal but not confident it will work on our timeline. Thank you, BPN.