Construction loan / mortgage refi

We are exploring housing options and would like to speak to a loan broker about a construction loan or mortgage refi. Yes, I know this is a terrible time to refinance - which is why we would love to speak to someone who can help us find the least-bad option that is available to us. I don't know how to go about looking for a specialist in this area so appreciate any referrals. Thank you. 

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I suggest you contact Zach Griffin at GRA in Berkeley (510)325-1095. He is a veteran loan broker, who has been in this business for 35 years or so. He knows his stuff. Very knowledgeable and easy to work with, he has handled several loans for me. It’s not easy navigating the mortgage process these days, but he will advise you on your best options and guide you through it. Good luck!

We were in the same boat (wound up going with a HELOC, which proved to be a good move for us).  Our mortgage broker referred us to Mary Avila at Bank of the West, and she was great.  She ultimately referred us to another person there, Tony Morgan.  But Mary is local, so I would recommend you start with her.  Here's her info:

Mary L Avila

Vice President

Branch Manager NMLS # 637106

 _____________________________

 2023 Mountain Blvd

Oakland Ca 94611

T (510) 339-8100

F (510)339-6128               

 Mary.avila [at] bankofthewest.com (Mary[dot]avila[at]bankofthewest[dot]com)