Allowance for tweens
We haven't (yet) issued allowance to our tweens. We've read a few rules of thumb about how much "should" be given and helping them make decisions for spending/saving/giving but... we're not consumers. We buy books at the library bag sale, rarely new. We buy clothes at the thrift store and get handmedowns. We love CL and garage sales. We're not scraping by, we live well within our means but no one in the family wants the latest and greatest. We rarely go (or want to go) to movies. We don't redo the home decor regularly. We pay our bills, buy when something is needed, gets wants at holidays. We are not Starbuckians and Yogurtlandians.
We read "Opposite of Spoiled" which is written to upper/middle class and suggests having kids spend their own money if, e.g., they want soda when eating out, but none of us craves soda, we all happily order tap water, occasionally they will ask for milk. They get money for holidays and it simply gets saved (yeah!), every once in a while one will seek an unneeded "treasure" from the thrift store or desire a between-holidays toy/game/gimmick and then a little is spent. We tried on vacation to inspire some spending - you have $xx for souvenirs, nada. We offered special (one-off) chores that they could do for money, no interest.
We don't want to provide an allowance and then need to create artificial means for them to spend to attempt to teach a lesson. We've heard of families setting up a snack cabinet and charging for kids' snacks. Ours are already happy to grab a carrot even if there's Halloween candy handy.
So how, in a non consumerist family, does one issue an allowance for kids to learn good spending habits? We talk about our choices and explain how credit cards work and how to think ahead that, e.g., the car will need tires. They see and hear budgeting happening and financial choices being made, so they aren't blind to financial decision making. We talk, too, about public budgets: roads, social services, community workers. We donate and involve them in the process.
Does someone else have non-consumerist kids and figured out a reasonable allowance scenario? The kids "want" an allowance as it's "expected" but also, they agree, don't have needs/wants unmet, not due to an excess of things, but due to a lack of desire for "stuff."