Travel Insurance

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Questions & Advice Related Pages

2007 - 2013 Recommendations

Travel insurance with baby

April 2011

We're taking our first big vacation with the baby, spending about $2200 on hotels driving around California. We could lose a lot of money if baby gets sick and we can't go, and since cancellations mostly require 30 days in advance (or worse), we were thinking about travel insurance. Have you been successfully reimbursed in a similar situation, and if so, what company did you work with? traveling mama

I don't know what hotels you booked, but my experience is that most hotels let you cancel and won't charge you until 6pm on the day of arrival. No insurance needed. Frequent traveler

2006 & Earlier

Have you ever collected on trip cancellation insurance?

June 2006

Has anyone actually collected on trip cancellation insurance? If so, please recommend the company. I've heard some horror stories. We have very frail parents, and I want to be prepared in case I have to cancell a big trip for reasons of illness of travellers or family members Karen

I used Access America when my mother in law was dying of cancer and successfully collected. As it turned out, I had to cancel my trip not because of her illness (she had already died by then) but because of a sinus infection that kept me from flying. I had to get my doctor to fill out a form, but it was quite straightforward and the check arrived within a month. I wished I'd had it earlier, when my MOL went into the hospital and I had to cancel another trip.

Both flights had Access America options on the webpage where I bought the tickets -- I think it was $12 -- well worth it in my experience Nelly

I am a doctor and just wrote a letter last month for a patient who had to cancel a cruise. They got full reimbursement, I believe. The company was Old Republic Insurance Company Tara

Travel Insurance for Alaska Cruise

June 2005

We will be taking a 7 night Alaska cruise to celebrate my mom's 60th birthday. Does anyone has recommendation on travel/cruise insurance? Pauline

We got a policy online through Travel Guard that was relatively easy to do ( for a recent trip to Hawaii. One of their policies was a good match for what we wanted. Each company offers something slightly different, so figure out what you want covered. Some cover only trip costs, others cover medical and so on.

There was another company we found called Access America, but they were significantly more expensive. There is also AAA, but I think they are a reseller of the Access America policies and were pretty pricy.

We went on our trip and so never filed a claim, so I can't vouch for how they respond to claims.

Health insurance while traveling in SE Asia

Jan 2005

Has anyone used supplementary insurance plans while travelling in SouthEast Asia? I am looking into health insurance and also supplementary air evacuation insurance. The latter would be for a sitution where someone is hospitalized and can get appropriate care abroad but would want to be flown back to the U.S. (so as to avoid a family member having to travel there). ''Worried Mom''

Check out Travel Insurance Services I started using them for travel to South Asia in the 1980's. They were always responsive and efficient, so I continued to use them, most recently in 2002. Because of how easy it was to set up, I stopped camparison shopping after the first few trips, so I'm not sure how they rank these days by value. More importantly, I never had to file a claim, so I have no idea how they are on that end. lisa
We signed up at when we travelled to Russia. Fortunately we did not need/use it, but I called their customer service for some questions, and they were extremely helpful. Safe travels! Steff
I can heartily recommend Anthony Freeman in Richmond as a reliable and honest health (and other) insurance broker. He may be able to help you with health insurance as he has for me. 510- 235-0353 X17 (at M.A. Hays and Associates). Also, there is a plan for scuba divers, called Diver's Alert, which is an insurance plan that will transport one to decompression chambers as well as home by air if there are scuba and perhaps other travel injuries. It is on the internet and I don't think that you necessarily have to be a scuba diver. The proceeds help to fund decompression chambers and training all over the world as well. Jay