Daycare's liability insurance waiver
We’re about to put our 4 month old into a small (4 kids max) family/in-home day care and are being asked to sign a waiver for liability insurance since she doesn’t have it. We love this provider and her home, but this is giving us pause. I know California law doesn’t require it, but how common is this waiver and should we consider a different provider? Or is this pretty standard?